ACCOUNT FEES
Pricing tag 3D

Interest rates on cash deposits

CASH DEPOSIT

CHF

EUR

GBP

USD

AED

< 200K0.10%0.10%0.10%0.20%0.20%
200K – 500K0.25%0.20%0.20%0.30%0.30%
> 500K0.50%0.30%0.30%0.40%0.40%

If you qualify for a higher interest rate, that rate will apply to the full amount of the deposit. For example, with a deposit of 200k, you will earn 0.25% on the entire sum. 

Interests are accrued daily, based on the balance at the end of each day. They are deposited on your account once a year, at the end of the year. Positive interest rates only apply to private clients, legal entities are not eligible.

Custody Fees

The custody fees are charged periodically on a quarterly basis. Positive and negative interests apply to cash assets.

Custody fees per quarter in CHFAsset in CHF* (except liquidity)
200 ‑ 50'000
2550'000.01 ‑ 100'000
37.5100'000.01 ‑ 150'000
Max. 50>150'000

For assets above CHF 1 million, a fee of 0.0075% per quarter will be added to cover external safekeeping fees. 

*Crypto‑assets are included in the custody fee calculation

For certain jurisdictions a custody fee of 0.15% p.a. is applicable. Concerned clients will be informed individually.

Download fee schedule

The custody fee for legal entities is 0.025% per quarter with a minimum of CHF 20.‑ per quarter and no maximum

Debit Interest Rates

Overview reference interest rates for negative cash assets. Please find below the monthly fixed reference rates as well as the monthly updated and applied interest rates for Swissquote current accounts.

* In case of negative reference interest rates, a calculation basis of 0% is used.

CurrencyReference interest rate (%)Lombard loan interest rate (%)Debit interest rate (%)
USD
5.338.339.58
EUR
3.916.918.16
GBP
5.218.469.46
CHF
1.404.405.65
JPY
0.083.334.33
AUD
4.308.309.30
CAD
5.279.2710.27
NZD
5.609.6010.60
SEK
3.808.809.80
DKK
3.778.779.77
NOK
4.629.6210.62
ZAR
8.2413.2414.24
SGD
3.648.649.64
TRY
50.9258.9258.92
THB
2.5510.5510.55
CZK
5.3213.3213.32
HUF
7.4415.4415.44
INR
7.0715.0715.07
HKD
4.3412.3412.34
ILS
4.4912.4912.49
RUB
15.9023.9023.90
PLN
5.7613.7613.76
MXN
11.2419.2419.24
ISK
9.4617.4617.46
IDR
6.9014.9014.90
BRL
10.4618.4618.46
ROL
5.8713.8713.87
AED
5.3910.3911.39
CNH
1.926.926.17
TWD
1.517.51
Account fees for precious metal account balances (non‑deliverable)

XAU (Gold, quality 995)

0.2%

XAG (Silver)

0.25%
XPD (Palladium)0.25%
XPT (Platinium)0.25%

Payment Fees

Summary of the fees for outgoing payments by currency and special payment types. Ingoing wire transfers are free of charge.

Account funding & Withdrawals

Summary of the fees for account funding by channel.

Real Time Data Feeds

You can subscribe to a variety of real time data feeds and make your trading decisions based on the most up‑to‑date information.

Other fees

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Be aware of the risk

Trading foreign exchange, spot precious metals and any other product on the Forex platform involves significant risk of loss and may not be suitable for all investors. Prior to opening an account with Swissquote, consider your level of experience, investment objectives, assets, income and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not speculate, invest or hedge with capital you cannot afford to lose, that is borrowed or urgently needed or necessary for personal or family subsistence. You should be aware of all the risks associated with foreign exchange trading, and seek advice from an independent financial advisor if you have any doubts. The content of this website represents advertising material and has not been submitted to nor approved by any supervisory authority.