INTEREST RATES
Who said only active investing can generate returns? Either through our ePortfolios or through cash deposits in your account, your savings in CHF, EUR, GBP, USD or AED will generate attractive interest, effortlessly.
Put money aside and get regularly remunerated for it. As part of our Invest Easy wealth management solution, the Saving Strategy is 100% cash, fee-less, multi-currency and with automatically-remunerated interests up to 2%, with no minimum deposit.
| Costs and conditions | |||
|---|---|---|---|
| CHF | EUR | USD | |
| Annual Management fees | 0.75% (min. CHF 50.-) of the assets under management | 0.75% (min. CHF 50.-) of the assets under management | 0.75% (min. CHF 50.-) of the assets under management |
| Interests | 0.10% | 0.10% | 0.10% |
| Payments inbound* | Free of charge | Free of charge | Free of charge |
| Payments outbound | 15 | 15 | 15 |
| Tax statement/Income statement* | Free of charge | Free of charge | Free of charge |
- These prices include neither Swiss federal stamp duty, nor any possible foreign stamp duty, nor stock exchange taxes.
- The tariffs, commissions, and other fees mentioned do not include possible Swiss or foreign taxes or duties (e.g. VAT, Swiss federal stamp duty, foreign stamp duty) or possible third-party fees (e.g. broker's fees).
- All tariffs, commissions, and other fees may be changed at any time. Please refer to this page before carrying out any transaction or requesting any service.
*Taxes and/or fees perceived by intermediaries are reserved. (Valid from 27.02.2014)
Your cash held in CHF, EUR, GBP, USD or AED can start generating progressive interest in your Swissquote Account. These positive interest rates are valid for deposits of any amount, without any conditions on withdrawals – a one-of-a-kind deal in Switzerland! To put it simply, the more cash you keep in your account, the higher the rate at which you will earn passive income.
| Cash deposit | CHF* | EUR | GBP | USD | AED |
|---|---|---|---|---|---|
| < 200K | 0% | 0.10% | 0.10% | 0.20% | 0.20% |
| 200K – 500K | 0% | 0.20% | 0.20% | 0.30% | 0.30% |
| > 500K | 0.25% | 0.30% | 0.30% | 0.40% | 0.40% |
*New rates starting on 1.07.2024
If you qualify for a higher interest rate, that rate will apply to the full amount of the deposit. For example, with a deposit of 200k, you will earn 0.25% on the entire sum.
Interests are accrued daily, based on the balance at the end of each day. They are deposited on your account once a year, at the end of the year. Positive interest rates only apply to private clients, legal entities are not eligible.