INVEST EASY

If you just started sinking your teeth into the investment world and you find it too vast; if it’s hard for you to put money aside and make it grow; or even if you’d just like a little bit of guidance along the way, Invest Easy is the best complement to your finances.

CHF, EUR, USD and GBP. However, regardless of your account’s main currency, investment strategies invest only in USD. This means that the investment amount will always be converted to USD first.

You can top up your Invest Easy with your credit card or by transferring funds to your account, either as a one-off payment made at your convenience, or by setting up regular payments. Your account details can be found in the Payments section of the app or web platform.

If you transfer from an account held in your own name, your payment reaches your Invest Easy IBAN directly. Payments from an account held under a different name will automatically be redirected to your main Swissquote (Trading) account. From there, simply transfer the funds internally to your Invest Easy account, which you can do from the Payments section.

After your entry deposit of a minimum of CHF/EUR/USD/GBP 500, Invest Easy will automatically invest your available cash balance anytime there is at least CHF/EUR/USD/GBP 100 in your account.

You can open as many Invest Easy accounts as you wish, bearing in mind that each account allows for one single strategy. Furthermore, remember that you can also switch strategies anytime.

By opening as many Invest Easy accounts as you wish, bearing in mind that each account allows to choose one single strategy.

You can review the portfolio value and/or performance of your strategy on the Invest Easy dashboard. The performance is expressed both in terms of absolute performance (actual performance of your investment, in figures) and Time Weighted Rate of Return (historical performance of your portfolio, in percentage). Click on the indicator of your choice to reflect the performance in the chart.

Additionally, Invest Easy clients receive their Annual Performance Report for each one of their accounts, which can be downloaded from the section “Documents” in their Invest Easy dashboard.

The investment strategies cost a flat fee of 0.60%. To this, external product fees are added, based on the strategy chosen*:

• Balanced strategy: 0.04%
• Ambitious Strategy: 0.08%
• Fearless Strategy: 0.08%

*The product fees are subject to change over time, depending on the underlying costs and the weight of each underlying. 

The following costs are not included in the offer:

• Stock exchange fees
• Exchange fees (spread) if deposit/reinvestment is made in a currency other than USD

A strategy is active and a switch effective as soon as it is selected, and up to the moment where you decide to stop it via the Setup option.

The funds will be invested no later than the following business day after the deposit is made. Please bear in mind that the funds will only be invested if the minimum initial and/or reinvestment deposit amount is.

• Once the minimum deposit is made (USD 500* for initial deposit, USD 100* for reinvestments): No later than the following business day.
• When switching between strategies: No later than 2 business days after the switch.
• During the review of the strategies by our Investment Committee, if changes are applied (composition, weighting, etc.): Quarterly.

The investment strategies propose Tracker Certificates, tailor-made by Swissquote’s experts. With Tracker Certificates, investors have simple and cost-effective means of investing in an entire stock market without having to own each of the individual stocks, fixed income, commodities, real estates or cryptos. Tracker Certificates also facilitate access to exotic markets in which clients would otherwise not be able to trade via their bank or broker.

Tracker Certificates have been for years one of the most popular structured products. They trade in lockstep with the price movements of a given index. Most of these products are tied to recognised stock market barometers. Thus, with a single investment in a Tracker Certificate, investors can diversify their risk exposure across a wide range of individual stocks, fixed income, commodities, real estates or cryptos through ETFs and ETPs.

To know more about the composition of each strategy, with the type of investment products proposed and the assets list, click on the links below:

• Balanced strategy composition
• Ambitious Strategy composition
• Fearless Strategy composition

As risky as you’d like them to be. Invest Easy’s predefined strategies are designed to fit all risk appetites, with several levels of acceptance to exposure, fluctuations and losses. You control the risk, Invest Easy applies the strategy.