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Lombard loans are offered by Swissquote Bank SA, a Swiss bank regulated by FINMA. Swissquote MEA Ltd is regulated by the DFSA and acts only as a promoter and arranger.

Lombard loan

Cash in, don’t cash out

With a Lombard loan, you can obtain a loan backed by your securities.

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Lombard loan x ESG power

The ESG score gives your Lombard Loan a boost. By integrating ESG into your strategy, through diversification and the sustainability criteria of your investments, it is now possible to increase the amount of your Lombard Loan with ease. To facilitate this increase, we also carefully assess the ESG score, the quality of the risks associated with the products and the relative importance of these products within the collateral.

Key steps to activate your lombard loan

Boost your buying power in just a few clicks

Lombard Loan Interface
1

From your account overview, select "Potential increase of your buying power". Not yet a client? Open an account

2

Discover your ESG bonus. View my bonus

3

Click on "Apply for a lombard loan"

The Swissquote edge

  • Multi‑currency: Lombard loans are available in any currency
  • Attractive conditions: Benefit from competitive interest rates with no commissions or additional administrative fees
  • Simple and easy: You can apply for and sign into your account entirely online from wherever you are
  • No minimum amounts imposed: You will just need a minimum of three diversified assets in your portfolio.

Interest rates

Interests are debited exclusively on the amount used.

CurrencyLombard loan interest rate (%)
Swiss Franc
3.000
Euro
5.450
US Dollar
6.923
Pound Sterling
7.076
Yen (Japan)
4.483
Australian Dollar
8.668
Canadian Dollar
6.376
New Zealand Dollar
7.022
Swedish Krona
6.704
Danish Krone
7.065
Norwegian Krone
9.516
Rand (Lesotho, Namibia, South Africa)
12.126
Singapore Dollar
6.427
Turkish Lira
44.645
Baht (Thailand)
9.000
Czechoslovak Koruna
11.455
Forint (Hungary)
13.665
Indian Rupee (Bhutan, India)
13.681
Hong Kong Dollar
10.769
Israeli Shekel
11.242
Russian Ruble
21.472
Zloty (Poland)
11.609
Mexican Peso
14.498
Iceland Krona (Iceland)
16.213
Rupiah (Indonesia)
13.676
Brazilian Real
21.650
Romanian Leu
13.895
Emirati Dirham
9.100
Offshore Renminbi
6.333
New Taiwan Dollar
9.604

Ready for a smart move, but one step at a time?

Our experts have put together more detailed information about the Lombard Loan that will help you master the ins and outs.

How to apply for a Lombard loan

You can choose between three easy ways to apply

Online application

Obtain your loan in one hour

  1. Click on the arrow next to "Potential increase of your buying power" in your account overview
  2. Click on "Apply for a Lombard Loan"
  3. Follow the detailed instructions
Lombard loan in the swissquote app
Via the app

Via the Swissquote mobile application

  1. Connect to your trading account
  2. Click on "Lombard Loan"
  3. Sign your contract in one click and obtain your loan within an hour
Lombard loan in the swissquote app
Standard application
  • Download, print and sign the two application forms
    Collateralised loan agreement
     
  • Send the forms by mail to:
    Swissquote Bank Ltd
    Central Data
    Ch. de la Crétaux 33
    CH - 1196 Gland
    Switzerland

Upon receipt of documents, your Lombard Loan application will be examined by our Trading Department. If you are granted a Lombard Loan, the initial limit will be indicated in your account.

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Know your risks!

Switzerland

Designed with passion in Switzerland

General Information

This website is operated jointly by Swissquote MEA Ltd. ("SQMEA") and Swissquote Bank SA’s Representative Office in Dubai (the "Swissquote Representative Office"). SQMEA is incorporated in the Dubai International Financial Centre ("DIFC") and regulated by the Dubai Financial Services Authority ("DFSA"). The Swissquote Representative Office is licensed by the Central Bank of the United Arab Emirates to carry out representative office activities only. Swissquote Bank SA ("SQB") is incorporated in Switzerland and regulated by the Swiss Financial Market Supervisory Authority (FINMA).

Depending on the section of the website, content may be communicated by Swissquote MEA Ltd ("SQMEA") or by Swissquote Bank SA’s UAE Representative Office (the "Swissquote Representative Office").

SQMEA does not participate in and nor is it associated with Financial Promotion through parts of the website which refer to contracts for differences (CFDs), leveraged rolling spot forex contracts, or other Restricted Speculative Investments, as defined in the DFSA Rulebook. SQMEA does not deal as agent, arrange, advise on or refer Clients to any person in relation to such Restricted Speculative Investments.

Content on the website relating to Restricted Speculative Investments is communicated exclusively by the Swissquote Representative Office in its representative and marketing capacity. The Swissquote Representative Office does not itself provide the relevant financial products or services. Such products and services are provided by Swissquote Bank SA ("SQB"), Switzerland.

SQMEA does not make or approve any Financial Promotion on the website in relation to Crypto Business and does not refer Clients to SQB in relation to Crypto Business services. Content in these sections relating to Crypto Business and the relevant products and services are provided by SQB. For users of those parts of the website which refer to Restricted Speculative Investments and Crypto Business, the products and services presented in these sections are provided by SQB and not by SQMEA.
 
No Offer or Advice
The content of this website is provided for information purposes only and does not constitute investment advice, a recommendation, a solicitation, or an offer to buy or sell any financial instruments.
Nothing on this website should be relied upon as the sole basis for making investment decisions. Visitors should seek independent financial, legal, and tax advice before making any investment.
 
Product Availability and Eligibility
Access to products and services described on this website is subject to applicable laws, regulations, and eligibility requirements.
Certain products or services may not be available in all jurisdictions or to all clients, and additional conditions or restrictions may apply.
 
Risk Warning
Investing in financial instruments involves risk, including the possible loss of capital. Past performance is not a reliable indicator of future results.
Further information is available in the "Risks Involved in Trading Financial Instruments" disclosure.

AI-Generated Content

Some visual or editorial content on this website may be generated or enhanced using artificial intelligence (AI) tools.
All such content is subject to human review and approval to ensure accuracy, appropriateness, and compliance with applicable regulatory requirements. AI is not used to provide personalised investment advice, suitability assessments, or client-specific recommendations.