LOMBARD LOAN
More liquidity with a Lombard Loan.
A Lombard Loan enables you to expand your securities portfolio or rapidly take advantage of new opportunities on the market without having to inject new liquidity or sell assets in your portfolio. Obtain liquidity at attractive rates in just a few clicks, against the pledge of your various assets.
The fast lane to flexibility
Additional capital without selling assets in your portfolio
Interests are debited exclusively on the amount used
Get your loan within one hour after your online application
Lombard loan x ESG power
The ESG score gives your Lombard Loan a boost. By integrating ESG into your strategy, through diversification and the sustainability criteria of your investments, it is now possible to increase the amount of your Lombard Loan with ease. To facilitate this increase, we also carefully assess the ESG score, the quality of the risks associated with the products and the relative importance of these products within the collateral.
Key steps to activate your lombard loan
Boost your buying power in just a few clicks
From your account overview, select "Potential increase of your buying power". Not yet a client? Open an account
Discover your ESG bonus. View my bonus
Click on "Apply for a lombard loan"
The Swissquote edge
- Multi‑currency: Lombard loans are available in any currency
- Attractive conditions: Benefit from competitive interest rates with no commissions or additional administrative fees
- Simple and easy: You can apply for and sign into your account entirely online from wherever you are
- No minimum amounts imposed: You will just need a minimum of three diversified assets in your portfolio.
Interest rates
Interests are debited exclusively on the amount used.
| Currency | Lombard loan interest rate (%) |
|---|---|
 Swiss Franc | 3.00 |
 Euro | 4.93 |
 US Dollar | 6.66 |
 Pound Sterling | 6.98 |
 Yen (Japan) | 3.97 |
 Australian Dollar | 7.96 |
 Canadian Dollar | 6.27 |
 New Zealand Dollar | 6.43 |
 Swedish Krona | 6.93 |
 Danish Krone | 6.93 |
 Norwegian Krone | 9.02 |
 Rand (Lesotho, Namibia, South Africa) | 11.64 |
 Singapore Dollar | 6.02 |
 Turkish Lira | 47.98 |
 Baht (Thailand) | 9.05 |
 Czechoslovak Koruna | 11.55 |
 Forint (Hungary) | 14.25 |
 Indian Rupee (Bhutan, India) | 14.79 |
 Hong Kong Dollar | 10.16 |
 Israeli Shekel | 12.00 |
 Russian Ruble | 22.84 |
 Zloty (Poland) | 11.75 |
 Mexican Peso | 15.24 |
 Iceland Krona (Iceland) | 15.57 |
 Rupiah (Indonesia) | 12.17 |
 Brazilian Real | 22.81 |
 Romanian Leu | 13.66 |
 Emirati Dirham | 8.65 |
 Offshore Renminbi | 6.52 |
 New Taiwan Dollar | 9.60 |
Ready for a smart move, but one step at a time?
To fully benefit from the expected market rebound, investors should consider Lombard loans, an advantageous tool.
A Lombard Loan, also known as Lombard Credit, is a type of secured loan, in which the loan amount is secured by assets, which are called «collaterals».
Our experts have put together more detailed information about the Lombard Loan that will help you master the ins and outs.
How to apply for a Lombard loan
You can choose between three easy ways to apply
Obtain your loan in one hour
- Click on the arrow next to "Potential increase of your buying power" in your account overview
- Click on "Apply for a Lombard Loan"
- Follow the detailed instructions
Via the Swissquote mobile application
- Connect to your trading account
- Click on "Lombard Loan"
- Sign your contract in one click and obtain your loan within an hour
- Download, print and sign the two application forms
Collateralised loan agreement
- Send the forms by mail to:
Swissquote Bank Ltd
Central Data
Ch. de la Crétaux 33
CH - 1196 Gland
Switzerland
Upon receipt of documents, your Lombard Loan application will be examined by our Trading Department. If you are granted a Lombard Loan, the initial limit will be indicated in your account.
