MORTGAGE

Unlock the door to homeownership.
Our mortgage has the best Saron rates in Switzerland, provides a fully online application process and, with our calculator, you know upfront how your payments will look like.
*Note that the mortgage application process is only available in German and French. 

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Your advantages
Current mortgage interest rates

The interest rates stated here are indicative guidelines and apply to first mortgages covering up to 80% of the market value of the property concerned. These interest rates are subject to market fluctuations and are adjusted on a daily basis.

Interest rates can be fixed free of charge up to 9 months in advance. Additional forward rates also apply; these are shown when an offer is created.

*Please bear in mind that the mortgage application process is only available in German and French.

Latest update of our rates: 03.12.2024
Fixed rate
Interest rate
to 10 years from:1.39%
to 9 years from:1.41%
to 8 years from:1.32%
to 7 years from:1.32%
to 6 years from:1.27%
to 5 years from:1.23%
to 4 years from:1.19%
to 3 years from:1.19%
to 2 years from:1.2%
SARON rate
Interest rate
to 3 years from:1.49%
to 1 year from:1.59%
The key to your dream home
1. Estimate your mortgage

Use our online calculator to find out upfront whether you’re eligible for a mortgage and what your monthly expenses would be.

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2. Open your account

Open your Swissquote account in a few clicks and in fewer minutes. Already a client? Login

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3. Submit your application

Apply for a mortgage and submit your application online. You shall receive an answer within only 2-3 working days.

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4. Sign the contract

Sign your new mortgage contract and send back it to us. That’s it! Welcome home!

You are all set
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Two Swiss powerhouses making your goals affordable
Mortgage

We have joined forces with Luzerner Kantonalbank, the leading bank in Canton Lucerne, to offer you the best mortgage interest in the country, attractive terms and the easiest application process out there. 

Conditions

To be able to apply for a Swissquote online mortgage, you must satisfy the following conditions:

Customer Care: your partners in satisfaction
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Our dedicated Customer Care team is ready to ensure that your mortgage lives up to your expectations and available to answer all your questions. Reach out at hypo@swissquote.ch.

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Be aware of the risk

Trading foreign exchange, spot precious metals and any other product on the Forex platform involves significant risk of loss and may not be suitable for all investors. Prior to opening an account with Swissquote, consider your level of experience, investment objectives, assets, income and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not speculate, invest or hedge with capital you cannot afford to lose, that is borrowed or urgently needed or necessary for personal or family subsistence. You should be aware of all the risks associated with foreign exchange trading, and seek advice from an independent financial advisor if you have any doubts. The content of this website represents advertising material and has not been submitted to nor approved by any supervisory authority.