Our mortgage gives you the keys to your dream home. 
Take advantage of our beneficial rates starting from 1.93%.
*Please bear in mind that the mortgage application process is only available in German and French.


A mortgage that opens doors.

Welcome home


With our financing options, your dream of home ownership could be about to come true. The Swissquote formula? Low interest rates and flexible terms.

Your reliable partner for online mortgages


Together with our partner, Luzerner Kantonalbank, we offer you attractive terms for your online mortgage.

Mortgage calculator: estimate your mortgage online

Purchase price of the property
CHF 600’000.00
Own funds
CHF 200’000.00
Net annual income
CHF 100’000.00
min. 20%
Mortgage (66.67%)
CHF 400’000.00
Own funds (33.33%)
CHF 200’000.00
Expenses / Income
Congrats! You may apply for a mortgage
Monthly expenses
Interest: 2.21%CHF 736.67
AmortizationCHF 41.67
Maintenance: 0.75%CHF 375.00
TotalCHF 1’153.33
Key and floatting spheres

Apply online

Already have a Swissquote account?
Submit key data quickly and easily online.

Not yet a Swissquote client?
Open an account online to take advantage of our attractive financing offers.

*Please bear in mind that the mortgage application process is only available in German and French.

Current mortgage interest rates

The interest rates stated here are indicative guidelines and apply to first mortgages covering up to 80% of the market value of the property concerned. These interest rates are subject to market fluctuations and are adjusted on a daily basis.

Interest rates can be fixed free of charge up to 9 months in advance. Additional forward rates also apply; these are shown when an offer is created.

*Please bear in mind that the mortgage application process is only available in German and French.

Latest update of our rates: 13.06.2024
Fixed rate
Interest rate
to 10 years from:2.21%
to 9 years from:2.17%
to 8 years from:2.13%
to 7 years from:2.05%
to 6 years from:2.02%
to 5 years from:1.99%
to 4 years from:1.98%
to 3 years from:1.99%
to 2 years from:1.93%
SARON rate
Interest rate
to 3 years from:2%
to 1 year from:2.1%


To be able to apply for a Swissquote online mortgage, you must satisfy the following conditions:

Do you have any questions about this offer?

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Please contact our Customer Care Center

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Be aware of the risk

Trading foreign exchange, spot precious metals and any other product on the Forex platform involves significant risk of loss and may not be suitable for all investors. Prior to opening an account with Swissquote, consider your level of experience, investment objectives, assets, income and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not speculate, invest or hedge with capital you cannot afford to lose, that is borrowed or urgently needed or necessary for personal or family subsistence. You should be aware of all the risks associated with foreign exchange trading, and seek advice from an independent financial advisor if you have any doubts. The content of this website represents advertising material and has not been submitted to nor approved by any supervisory authority.