Activate your passive yields.

We understand the importance of protecting the assets you have worked hard to build and grow. It is critical, and you can trust our top priority is safeguarding your assets.

The borrowers we select to work with are all systemic tier 1 banks (often considered "too big to fail"). Before we lend any holdings, we ensure we have obtained your prior and explicit consent. We would then require collateral of at least 105% of the lent assets' value to be deposited with our collateral agent by the borrowing banks. These assets are held in a segregated account with The Bank of New York Mellon (rated as Aa1 by Moody and AA+ by Fitch both deemed high grade).

The collateral is marked‑to‑market daily. This means that, in the unlikely event that a borrower defaults or declares bankruptcy, your assets will be protected by the collateral placed by the borrower at The Bank of New York Mellon (these collateral are assets held independently from Swissquote and the borrower).

Once you activate the Passive Income Plan, a 2-month trial period begins. To confirm your participation and stay opted in, you must sign the Passive Income Plan contract, which you can find in your Client Portal under 'Trade'>'Earn'>'Passive Income Plan'. If the contract is not signed by the end of the 2-month trial, you will be automatically opted out of the plan.

The Passive Income Plan could offer additional returns on top of the returns generated by the performance of your portfolio.

Non registered shares, as well as some ETFs are currently eligible for lending. We are planning to make the service available for more financial instruments in the future.

It is very unlikely. Securities lending is demand-driven, so Swissquote cannot guarantee that it will find borrowers interested in your securities. Remember that securities with a liquid supply are usually in low demand, while rarer securities have a greater potential to be loaned out and yield greater returns.