MONEY MARKETS

Term & Fiduciary Deposits

Enjoy higher interest rates for your deposits

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Call us on +41 44 825 88 88 to find out our latest rates and place your order.

Interest Rates

Please select a bank to display the indicative rates. All rates are displayed net, and for an invested amount of EUR 100'000 – 499'999 (or CHF/USD equivalent). See below for commission on paid interest for higher amounts. Shorter periods available upon request.

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3M6M9M12MCALL
CHF1.12%1.08%1%0.94%N/A
EUR3.6%3.49%3.35%3.21%2.75%
USD4.83%4.96%4.97%4.85%4.4%

Conditions & Pricing

 Term DepositsFiduciary Deposits
Placement durationFixed from 1 to 12 months or flexible with 48h notice period (Call)
Minimum investment amountCHF/EUR/USD 100'000 (or higher, depending on counterparty)
Currencies offeredCHF/EUR/USD/GBP/CAD/AUD or other currencies upon request
Payment of interestsOn maturity for fixed placements / Quarterly for call placements
Value date for operations48 hours – D+2
Order placementBy telephone on +41 44 825 88 88
CounterpartySwissquote BankYour choice among 9 partner banks
Ticket Fee0CHF/EUR/USD 25 or equivalent value in EUR
Commission on paid interestsNoneBased on the amount of the nominal in CHF/EUR/USD or equivalent in EUR.
•    100'000 – 499'999: 10%
•    500'000 – 999'999: 8%
•    Over 1'000'000: 5%
 
Withholding tax35% on interestsNot Applicable
Increase / Decrease of capital (call deposits only)CHF/EUR/USD 25 or equivalent in EUR
Ancillary feesVAT applicable to commissions paid (Swiss residents only)

Did you know?

You can easily request a Lombard Loan with attractive conditions by pledging up to 90% of the value of the funds locked in a term or fiduciary deposit.

This means that even as your money is generating interest, you can rapidly obtain the liquidity to seize new investment opportunities, at any time.