An optimised 3a for an optimistic future 

An investment and saving solution with Swiss security, attractive return opportunities and tax relief for your 3a pillar plan.

Your advantages

Choose according to your needs

Choose the predefined strategy that best matches your aspirations. On the one hand, a Saving Strategy designed to provide a constant return; on the other, several investment strategies intended to generate significant potential returns.

Calculate your potential return

Take a look at our various options and quickly find out what returns you can expect using the strategies carefully devised by our experts.

In 2024, the maximum amount employees can pay into their 3a pillar is CHF 7’056 per calendar year. 
For the self‑employed, the ceiling is 20% of net income, with a maximum of CHF 35’280 per year.

Transparent and accessible pricing

Enjoy low fees and optimise your returns.


3a Saving Strategy

Management fees No fees 
Minimum deposit amountCHF 100 
Interest rate1%*

*The interest rate is based on the Saron benchmark rate, which means that fluctuations in this rate will have a direct impact on the interest rate applied.


3a Balanced Strategy, 3a Dynamic Strategy, 3a Ambitious Strategy

Management fees 0.6% 
Minimum deposit amountCHF 100 
Minimum reinvestmentCHF 100

Your 3a Easy in just 3 steps

3a easy new account interface

Open your account and activate 3a Easy.
Already a client? Activate 3a Easy


Choose a strategy based on your objectives. 


Let our solution look after your 3a pillar. 

General questions

Savings strategy

Investment strategies

Here along the way

How can we help you?