International Investing

Why Retirees Should Not Be 100% in Stocks

Many soon-to-be retirees are tempted to invest 100% in stocks—especially after years of strong market returns. But is that wise?

In his latest article, Andrew Hallam explains why this strategy can backfire, especially if markets dip early in retirement. He highlights how behavioural biases and poor timing can quickly deplete portfolios—and why a more balanced mix of stocks and bonds offers greater financial resilience.

A Stock Market Crash Now Would Be Great for Young Investors

It's natural to feel hesitant about investing during a market downturn, but historical data shows that periods of falling stock prices can often present a unique opportunity for long-term growth. Downturns can be some of the best times to invest if approached strategically.

In his latest article, Andrew Hallam breaks down the numbers and explains how market declines can set the stage for stronger returns over time. 

Should You Shift Your Investments Because of Donald Trump?

Global investors have differing views on the impact of US administration decisions. While some are cautious about tariffs and government cuts, others remain optimistic about the US domestic market.

In his latest article, Andrew Hallam explores how fear influences investment behaviour and highlights the importance of a balanced approach, rather than reacting to short-term market fluctuations.
 

Should You Take Higher Risks If You’re Late To Investing?

Many latecomers to investing often fall into the trap of chasing top-performing stocks or looking for quick solutions. But there's a more effective, long-term approach to getting on the right track.

In his latest article, Andrew Hallam outlines straightforward strategies that help late investors save for retirement while minimizing unnecessary risk.

Saving Money Matters More Than Your Investment Choices

Wealth is often associated with flashy cars, expensive wine, and designer watches. Yet, many of the most financially successful individuals choose a more understated lifestyle. In his latest article, Andrew Hallam explores the key differences between those who choose mind set and long-term financial strategy and those who prioritise immediate gratification.

Are You Afraid of Overpriced Tech Stocks in Your ETFs?

Many globally diversified ETFs are becoming increasingly concentrated in US technology stocks, which could pose a risk if the tech sector faces a downturn. In his latest article, Andrew Hallam explores two strategies that may help investors mitigate this risk and maintain a more balanced investment approach.

How Will Stocks, Bonds, Gold and Bitcoin Perform in 2025?

2024 was a standout year for investors, with US stocks and bitcoin leading the charge. Will the positive momentum continue into 2025?

 

Can You Match Stock Market Gains Without Downside Risk?

Hedge funds are often praised for generating above-average returns while simultaneously offering portfolio protection during market downturns. But how have they actually performed against benchmarks like the S&P 500 over the past two decades?

Why John Bogle was Wrong and What It Means for Young Investors

It may seem counterintuitive, but consistently investing money in stagnating or falling markets can be a smart strategy for young investors.

The Real Reason Most Europeans Don’t Invest

Limited financial literacy and a preference for savings products force many European to retire later in life.

You Just Sold a Business, a Second Home or Inherited A Windfall: Should You Hire a Professional Wealth Manager To Invest Your Money?

Have you recently sold your business and started looking at ways to reinvest your earnings? There are a number of things to consider.

Why You Should Avoid Or Sell These Popular ETFs

"Smart investing isn’t about chasing past winners. Nor is it about predicting the future."

Just Starting Your Career? Save €30 A Day To Become A Multi-Millionaire

How to beat the government pension crunch with just €30 a day.