INTEREST RATES

interest rates currency
Lombard Loan rates
CurrencyBenchmark rate
May 31, 2025
Effective rate
(BM rate +1.95%)
EUR
2.17%4.12%
USD
4.313%6.263%
GBP
4.284%6.234%
CurrencyBenchmark rate
May 31, 2025
Effective rate
(BM rate +2.15%)
CAD
2.712%4.862%
CHF
0.139%2.289%
SEK
2.319%4.469%
CurrencyBenchmark rate
May 31, 2025
Effective rate
(BM rate +4.99%)
DKK
2.096%7.086%
NOK
4.542%9.532%
HUF
6.5%11.49%
PLN
5.331%10.321%
ILS
4.51%9.5%
AED
4.295%9.285%
SGD
2.212%7.202%
HKD
1.466%6.456%
AUD
3.815%8.805%
NZD
3.465%8.455%
JPY
0.47%5.46%
CurrencyBenchmark rate
May 31, 2025
Effective rate
(BM rate +12.99%)
TRY
48.793%61.783%
MXN
9.035%22.025%
THB
1.798%14.788%
ZAR
7.382%20.372%

Benchmark rate = monthly average of one-month market indices: ESTR1Month (EUR), SOFR1Month (USD), SARON1Month (CHF), BBSW1Month (AUD), CDOR1Month (CAD), SONIA1Month (GBP), JIBA1Month (ZAR), STIB1Month (SEK), NIBOR1Month (NOK), CIBO01Month (DKK), TONA1Month (JPY), HIHD01Month (HDK), BOFX1Month (THB), TELEBOR01Month (ILS), WIBO1Month (PLN), IN001Month (INR), SORACA1Month (SGD), BUBOR01Month (HUF), NDBB1Month (NZD), TRLIB1Month (TRY), SEDA1MRE (ISK), JIIN1Month (IDR), MXIBTIIE (MXN), BZDIOVRA (BRL), BUBR1Month (RON), EIBO1Month (AED), SHIF1Month (CNH). Debit interest will be charged quarterly in arrears. In case of negative reference interest rates, a calculation basis of 0% is used.


 

Cash rates

Interest on available cash balances, where applicable, will be accrued daily and posted to your account on a quarterly basis.

 

Cash Balances Interests

 EURUSDGBPCADJPY
0 - 20'0000.00%0.0%0.00%0.00%-1.25%
Over 20'0000.10%0.10%0.10%0.10%-1.25%

Credit interest on Euro, US Dollar, Canadian Dollar and Pound Sterling is not payable to Trading accounts with no trades  for a period of 3 years or more, Smart Portfolios and eForex accounts.

NEW - Fixed Term Deposits

EUR Term Deposit Rates

 1 Month3 Months6 Months9 Months12 Months
100'000 - 250'0001.15%1.24%1.29%1.34%1.31%
250'000 - 1M1.25%1.33%1.38%1.42%1.40%
Over 1M1.34%1.43%1.47%1.42%1.49%

 

USD Term Deposit Rates

 1 Month3 Months6 Months9 Months12 Months
100'000 - 250'0002.79%2.99%3.16%3.28%3.21%
250'000 - 1M3.00%3.20%3.37%3.49%3.41%
Over 1M3.43%3.42%3.58%3.49%3.61%

 

GBP Term Deposit Rates

 1 Month3 Months6 Months9 Months12 Months
100'000 - 250'0002.73%2.90%3.03%3.15%3.09%
250'000 - 1M2.94%3.11%3.23%3.35%3.28%
Over 1M3.36%3.31%3.43%3.35%3.47%

 

Indicative Rates as of  20 June 2025. Please contact us for the latest rates and to confirm your deposit details.

Overdraft rates

Currency

Interest rate

All Currencies

Benchmark rate + 12.99%

 

Interest will be charged on debit balances in each sub currency-account. Debit interest will be accrued daily and will be charged to your account on a quarterly basis. Clients are responsible for the management of the different sub currency-account balances.

Benchmark rate = monthly average of one-month market indices: ESTR1Month (EUR), SOFR1Month (USD), SFSNTA1Month (CHF), BBSW1Month (AUD), CDSOA1Month (CAD), SONIA1Month (GBP), JIBA1Month (ZAR), STIB1Month (SEK), NIBOR1Month (NOK), CIBO01Month (DKK), TONA1Month (JPY), HIHD01Month (HDK), BOFX1Month (THB), TELEBOR01Month (ILS), WIBO1Month (PLN), IN001Month (INR), SORACA1Month (SGD), BUBOR01Month (HUF), NDBB1Month (NZD), BISTTREF1Month (TRY), SEDA1MRE (ISK), JIIN1Month (IDR), MXIBTIIE (MXN), BZDIOVRA (BRL), BUBR1Month (RON), EIBO1Month (AED), SHIF1Month (CNH). Debit interest will be charged quarterly in arrears. In case of negative reference interest rates, a calculation basis of 0% is used.

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