The bank will credit all dividends directly to your account, less any applicable withholding tax. Dividends are usually paid in the currency of the stock.

Dividend payments on American Depositary Receipts (ADRs) may be subject to a deduction for fees charged by the US depositary bank for its custody services. Please refer to the ADR prospectus for more information.

A corporate action is any event by a company that affects your holding of shares or other securities in that company and which may in turn require action by you. Examples of corporate actions include take-over bids and mergers, rights issues, capitalisation issues and stock splits.

It depends on what kind of fund you are buying. Mutual Funds are 'forward priced' - which means that the orders are placed with the fund companies on a daily basis prior to the Net Asset Value of the shares being calculated - again each day.

Performance figures are calculated using the average book cost method. It is calculated daily based on the closing price using the following formulas:

• Book value = (quantity x purchase price) + commission 
• Average book price = ((quantity x book value) + commission) / quantity 
• Performance = (closing price - book value) / book value

If you buy or sell additional shares, the average book value and performance figures are automatically updated.