INTEREST RATES

Who said only active investing can generate returns? Either through our Swissquote Account or through Invest Easy, your savings in CHF, EUR, GBP, USD or AED will generate attractive interest, effortlessly.

interest rates currency
Invest Easy (Saving Strategy)

Put money aside and get regularly remunerated for it. As part of our Invest Easy wealth management solution, the Saving Strategy is 100% cash, fee‑less, multi‑currency and with automatically‑remunerated interests up to 2%, with no minimum deposit. 

 

Interest rates
Cash depositCHFEURUSDGBP
0 – 50’0001%1.5%1.75%2%
50’001 – 100’0000.50%0.75%1%1.25%
Over 100’0000.10%0.30%0.50%0.75%
Conditions and Fees
Cash‑out limit25’000/month*
Notice period to exceed cash‑out limit without penalty3 months
% penalty over 25’000 cash‑out1%
Strategy feeNo fees
Minimum depositCHF/ EUR/ USD/ GBP 1

*Not applicable to transfers to another Invest Easy strategy or currency conversions within Saving Strategy, which are free of restrictions and limit.

Know more

Cash deposits

Your cash held in CHF, EUR, GBP, USD or AED can start generating progressive interest in your Swissquote Account. These positive interest rates are valid for deposits of any amount, without any conditions on withdrawals – a one‑of‑a‑kind deal in Switzerland! To put it simply, the more cash you keep in your account, the higher the rate at which you will earn passive income.

 

Cash depositCHFEURGBPUSDAED
< 200K0.10%0.10%0.10%0.20%0.20%
200K – 500K0.25%0.20%0.20%0.30%0.30%
> 500K0.50%0.30%0.30%0.40%0.40%

If you qualify for a higher interest rate, that rate will apply to the full amount of the deposit. For example, with a deposit of 200k, you will earn 0.25% on the entire sum.

Interests are accrued daily, based on the balance at the end of each day. They are deposited on your account once a year, at the end of the year. Positive interest rates only apply to private clients, legal entities are not eligible.

Download fee schedule

The step by step to painless saving

1

Download the Swissquote app and benefit from a simplified account opening process. Alternatively, you can also open your account on desktop.

2

For Invest Easy, pick a strategy according to your saving goals. For cash deposits, simply add your funds.

3

Let our saving solutions put your finances on track for the future!

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Be aware of the risk

Trading foreign exchange, spot precious metals and any other product on the Forex platform involves significant risk of loss and may not be suitable for all investors. Prior to opening an account with Swissquote, consider your level of experience, investment objectives, assets, income and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not speculate, invest or hedge with capital you cannot afford to lose, that is borrowed or urgently needed or necessary for personal or family subsistence. You should be aware of all the risks associated with foreign exchange trading, and seek advice from an independent financial advisor if you have any doubts. The content of this website represents advertising material and has not been submitted to nor approved by any supervisory authority.