INTEREST RATES
Who said only active investing can generate returns? Your savings in CHF, EUR, GBP, USD, AED or ZAR are to stop sitting idly in your account and start generating attractive interests effortlessly with our saving-boosting solutions, such as Save Easy.
Put money aside and get regularly remunerated for it. Save Easy offers fee-less, multi-currency and automatically remunerated interests up to 5%, with no minimum deposit.
| Interest rates | ||||
|---|---|---|---|---|
| Cash deposit | CHF* | EUR* | USD | GBP |
| 0 – 50’000 | 0.15% | 1% | 1.75% | 2% |
| 50’001 – 100’000 | 0.10% | 0.75% | 1% | 1.25% |
| Over 100’000 | 0.10% | 0.30% | 0.50% | 0.75% |
| Cash deposit | AED |
|---|---|
| 0 – 200’000 | 1.75% |
| 200’001 – 400’000 | 1.00% |
| Over 400’000 | 0.50% |
| Cash deposit | ZAR |
|---|---|
| 0 – 1'000'000 | 5% |
| 1'000'000 - 2'000'000 | 3.50% |
| Over 2'000'000 | 2.00% |
*New rates starting on 01.04.2025
| Conditions and Fees | |
|---|---|
| Monthly cash-out limit* |
|
| Notice period to exceed cash-out limit without penalty | 3 months |
| % penalty over 25’000 cash-out | 1% |
| Strategy fee | No fees |
| Minimum deposit | CHF/ EUR/ USD/ GBP/ AED/ ZAR 1 |
*Not applicable to currency conversions within your account, which are free of restrictions and limit.
| Cash deposit | CHF | EUR | GBP | USD | AED |
|---|---|---|---|---|---|
| < 200K | 0% | 0% | 0% | 0% | 0% |
| 200K – 500K | 0% | 0% | 0% | 0% | 0% |
| > 500K | 0% | 0% | 0% | 0% | 0% |
Interests are accrued daily, based on the balance at the end of each day. They are deposited on your account once a year, at the end of the year. Positive interest rates only apply to private clients, legal entities are not eligible.
Download the Swissquote app and benefit from a simplified account opening process. Alternatively, you can also open your account on desktop.
For 3a Easy, pick the strategy that suits your goals. For Save Easy, simply add funds to your account.
Let our saving solutions put your finances on track for the future!
