LESS TIME BANKING, MORE TIME HIKING.

Life is meant to be lived. Go explore the mountains, savour the cuisine, swim in the lake — but don’t spend a single minute or franc more than you have to with your bank. Settle without the hassle with the Swiss leader in digital banking.

What makes us stand out?

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Multi-currency account
One account, 27+ currencies

So you can manage your money like a local — anywhere. 27+ currencies, for banking without borders.

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Low-fee international transfers
Minimal cost. Maximum peace of mind.

Send money abroad without the steep fees — fast, secure, and stress-free.

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Expat-friendly debit cards
A card for global citizens

Designed for those who live without limits — and bank the same way. From Tokyo to Toronto, your card works, transaction fees don’t.

Highlighted: Elite Debit Card
Luxury that works—not just impresses
Elite debit card

Designed for high achievers, travelers, and tastemakers, our Elite Debit Mastercard® offers flawless freedom with 0 transaction and Forex fees, free global ATM withdrawals, premium travel insurance, gold cashback, and white-glove concierge service.

Open your account
3 steps are all it takes

Use our special code MKT_EXPAT when opening your account and get CHF 200 in Trading Credit to cut back on trading fees.

1. Open your account

Download the Swissquote app and benefit from a simplified account opening process. Alternatively, you can also open your account on desktop.

Open your account
2. Provide your ID document

Make sure to have an ID document at hand (passport, ID card), as well as a proof of residence no older than 6 months.

Step 2
3. Add funds

Transfer the amount of your choice to your new account and start your upgraded financial journey!

A 3d visual showing a safe containing funds
Open your accountStep 2A 3d visual showing a safe containing funds
Person sitting on a mountain ledge with a financial dashboard overlay showing portfolio value and breakdown in CHF.
Go beyond: 360º services, 365 days a year

We didn’t just build a better bank for expats — we built a smarter way to grow your wealth. Trade, invest, and manage it all from one seamless account, with competitive pricing, top-notch execution and Swiss security.

Learn
Become fluent in finance
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We make global living simple. Access expert-led webinars, step-by-step guides, and smart calculators — all designed to support expats with savings, pensions, retirement planning, and more.

ACCOUNT
TRADE
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INVEST
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Ask your questions
Here for you

If you have any more questions, check our Help section or ask our intelligent AI Assistant – it’s available 24/7 with insightful answers and solutions!

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Be aware of the risk

Trading leveraged products on the Forex platform, such as foreign exchange, spot precious metals and Contracts for Difference (CFDs), involves significant risk of loss due to the leverage and may not be suitable for all investors. Prior to opening an account with Swissquote, consider your level of experience, investment objectives, assets, income and risk appetite. Losses are in theory unlimited and you may be required to make additional payments if your account balance falls below the required margin level and therefore you should not speculate, invest or hedge with capital you cannot afford to lose, that is borrowed or urgently needed or necessary for personal or family subsistence. Over the past 12 months, 76.32% of retail investors have either lost money when trading CFDs, experienced a total loss of their margin at the closing of their position or ended up with a negative balance after closing their position. You should be aware of all the risks associated with foreign exchange trading and seek advice from an independent financial advisor if you have any doubts. For more details, including information on the leverage effect, how margins work, and counterparty and market risks, please refer to our Forex and CFD Risk Disclosure. The content of this website represents advertising material and has not been submitted to nor approved by any supervisory authority.

AI-generated content

Some of the visual content on our website has been generated and/or enhanced using artificial intelligence (AI) applications. However, all content undergoes thorough human review and approval to ensure its accuracy, relevance, and compliance with the needs of our users and clients.